LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,487
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,498
−HK$1,026/mo
Today · 4.125%
HK$34,524
baseline
▲ 0.50% · 4.625%
HK$36,625
+HK$2,101/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,048/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,141
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,111
−HK$983/mo
Today · 4.125%
HK$38,094
baseline
▲ 0.50% · 4.625%
HK$40,102
+HK$2,008/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,188/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,984
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,197
−HK$1,232/mo
Today · 4.125%
HK$41,429
baseline
▲ 0.50% · 4.625%
HK$43,950
+HK$2,521/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,858/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,370
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,533
−HK$1,180/mo
Today · 4.125%
HK$45,713
baseline
▲ 0.50% · 4.625%
HK$48,123
+HK$2,410/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,426/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,482
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,897
−HK$1,437/mo
Today · 4.125%
HK$48,334
baseline
▲ 0.50% · 4.625%
HK$51,275
+HK$2,941/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,668/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,598
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,955
−HK$1,377/mo
Today · 4.125%
HK$53,332
baseline
▲ 0.50% · 4.625%
HK$56,143
+HK$2,811/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,664/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,477
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,296
−HK$1,848/mo
Today · 4.125%
HK$62,144
baseline
▲ 0.50% · 4.625%
HK$65,925
+HK$3,781/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,288/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,055
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,799
−HK$1,770/mo
Today · 4.125%
HK$68,569
baseline
▲ 0.50% · 4.625%
HK$72,184
+HK$3,615/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,138/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,266 · Scale 2, in force from 26 Feb 2026)