LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,490
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,501
−HK$1,027/mo
Today · 4.125%
HK$34,528
baseline
▲ 0.50% · 4.625%
HK$36,629
+HK$2,101/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$69,056/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,145
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,115
−HK$983/mo
Today · 4.125%
HK$38,098
baseline
▲ 0.50% · 4.625%
HK$40,106
+HK$2,008/mo
Deposit HK$7.12M · loan HK$7.12M · min. income ≈ HK$76,196/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,989
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,201
−HK$1,232/mo
Today · 4.125%
HK$41,433
baseline
▲ 0.50% · 4.625%
HK$43,955
+HK$2,522/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,866/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,374
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,538
−HK$1,180/mo
Today · 4.125%
HK$45,718
baseline
▲ 0.50% · 4.625%
HK$48,128
+HK$2,410/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,436/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,487
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,902
−HK$1,437/mo
Today · 4.125%
HK$48,339
baseline
▲ 0.50% · 4.625%
HK$51,280
+HK$2,941/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$96,678/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,603
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,961
−HK$1,376/mo
Today · 4.125%
HK$53,337
baseline
▲ 0.50% · 4.625%
HK$56,149
+HK$2,812/mo
Deposit HK$4.27M · loan HK$9.97M · min. income ≈ HK$106,674/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,483
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,302
−HK$1,848/mo
Today · 4.125%
HK$62,150
baseline
▲ 0.50% · 4.625%
HK$65,932
+HK$3,782/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$124,300/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,062
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,806
−HK$1,771/mo
Today · 4.125%
HK$68,577
baseline
▲ 0.50% · 4.625%
HK$72,191
+HK$3,614/mo
Deposit HK$1.42M · loan HK$12.82M · min. income ≈ HK$137,154/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,323 · Scale 2, in force from 26 Feb 2026)