LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,494
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,505
−HK$1,027/mo
Today · 4.125%
HK$34,532
baseline
▲ 0.50% · 4.625%
HK$36,633
+HK$2,101/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,064/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,150
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,119
−HK$984/mo
Today · 4.125%
HK$38,103
baseline
▲ 0.50% · 4.625%
HK$40,111
+HK$2,008/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,206/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,993
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,206
−HK$1,232/mo
Today · 4.125%
HK$41,438
baseline
▲ 0.50% · 4.625%
HK$43,960
+HK$2,522/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,876/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,380
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,543
−HK$1,180/mo
Today · 4.125%
HK$45,723
baseline
▲ 0.50% · 4.625%
HK$48,133
+HK$2,410/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,446/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,492
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,907
−HK$1,438/mo
Today · 4.125%
HK$48,345
baseline
▲ 0.50% · 4.625%
HK$51,287
+HK$2,942/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,690/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,609
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,967
−HK$1,377/mo
Today · 4.125%
HK$53,344
baseline
▲ 0.50% · 4.625%
HK$56,156
+HK$2,812/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,688/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,490
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,309
−HK$1,849/mo
Today · 4.125%
HK$62,158
baseline
▲ 0.50% · 4.625%
HK$65,940
+HK$3,782/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,316/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,069
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,814
−HK$1,771/mo
Today · 4.125%
HK$68,585
baseline
▲ 0.50% · 4.625%
HK$72,200
+HK$3,615/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,170/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,387 · Scale 2, in force from 26 Feb 2026)