LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,495
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,505
−HK$1,027/mo
Today · 4.125%
HK$34,532
baseline
▲ 0.50% · 4.625%
HK$36,634
+HK$2,102/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,064/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,150
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,120
−HK$983/mo
Today · 4.125%
HK$38,103
baseline
▲ 0.50% · 4.625%
HK$40,112
+HK$2,009/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,206/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,994
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,207
−HK$1,232/mo
Today · 4.125%
HK$41,439
baseline
▲ 0.50% · 4.625%
HK$43,960
+HK$2,521/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,878/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,380
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,543
−HK$1,181/mo
Today · 4.125%
HK$45,724
baseline
▲ 0.50% · 4.625%
HK$48,134
+HK$2,410/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,448/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,493
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,908
−HK$1,437/mo
Today · 4.125%
HK$48,345
baseline
▲ 0.50% · 4.625%
HK$51,287
+HK$2,942/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,690/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,610
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,967
−HK$1,377/mo
Today · 4.125%
HK$53,344
baseline
▲ 0.50% · 4.625%
HK$56,156
+HK$2,812/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,688/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,490
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,310
−HK$1,848/mo
Today · 4.125%
HK$62,158
baseline
▲ 0.50% · 4.625%
HK$65,941
+HK$3,783/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,316/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,070
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,815
−HK$1,771/mo
Today · 4.125%
HK$68,586
baseline
▲ 0.50% · 4.625%
HK$72,201
+HK$3,615/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,172/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,393 · Scale 2, in force from 26 Feb 2026)