LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,495
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,506
−HK$1,027/mo
Today · 4.125%
HK$34,533
baseline
▲ 0.50% · 4.625%
HK$36,634
+HK$2,101/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,066/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,151
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,120
−HK$984/mo
Today · 4.125%
HK$38,104
baseline
▲ 0.50% · 4.625%
HK$40,112
+HK$2,008/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,208/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,994
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,207
−HK$1,233/mo
Today · 4.125%
HK$41,440
baseline
▲ 0.50% · 4.625%
HK$43,961
+HK$2,521/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,880/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,381
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,544
−HK$1,181/mo
Today · 4.125%
HK$45,725
baseline
▲ 0.50% · 4.625%
HK$48,135
+HK$2,410/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,450/mo (50% DSR)
Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$534,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,493
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,909
−HK$1,437/mo
Today · 4.125%
HK$48,346
baseline
▲ 0.50% · 4.625%
HK$51,288
+HK$2,942/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,692/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,611
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,968
−HK$1,377/mo
Today · 4.125%
HK$53,345
baseline
▲ 0.50% · 4.625%
HK$56,157
+HK$2,812/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,690/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,492
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,311
−HK$1,849/mo
Today · 4.125%
HK$62,160
baseline
▲ 0.50% · 4.625%
HK$65,942
+HK$3,782/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,320/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,071
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,816
−HK$1,771/mo
Today · 4.125%
HK$68,587
baseline
▲ 0.50% · 4.625%
HK$72,202
+HK$3,615/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,174/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,403 · Scale 2, in force from 26 Feb 2026)