LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,499
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,510
−HK$1,027/mo
Today · 4.125%
HK$34,537
baseline
▲ 0.50% · 4.625%
HK$36,638
+HK$2,101/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,074/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,155
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,124
−HK$984/mo
Today · 4.125%
HK$38,108
baseline
▲ 0.50% · 4.625%
HK$40,117
+HK$2,009/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,216/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,999
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,212
−HK$1,232/mo
Today · 4.125%
HK$41,444
baseline
▲ 0.50% · 4.625%
HK$43,966
+HK$2,522/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,888/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,386
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,549
−HK$1,181/mo
Today · 4.125%
HK$45,730
baseline
▲ 0.50% · 4.625%
HK$48,140
+HK$2,410/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,460/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,499
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,914
−HK$1,438/mo
Today · 4.125%
HK$48,352
baseline
▲ 0.50% · 4.625%
HK$51,294
+HK$2,942/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,704/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,617
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,974
−HK$1,377/mo
Today · 4.125%
HK$53,351
baseline
▲ 0.50% · 4.625%
HK$56,164
+HK$2,813/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,702/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,498
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,318
−HK$1,849/mo
Today · 4.125%
HK$62,167
baseline
▲ 0.50% · 4.625%
HK$65,949
+HK$3,782/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,334/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,079
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,824
−HK$1,771/mo
Today · 4.125%
HK$68,595
baseline
▲ 0.50% · 4.625%
HK$72,210
+HK$3,615/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,190/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,464 · Scale 2, in force from 26 Feb 2026)