LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,502
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,513
−HK$1,028/mo
Today · 4.125%
HK$34,541
baseline
▲ 0.50% · 4.625%
HK$36,642
+HK$2,101/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,082/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,159
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,128
−HK$984/mo
Today · 4.125%
HK$38,112
baseline
▲ 0.50% · 4.625%
HK$40,121
+HK$2,009/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,224/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,003
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,216
−HK$1,233/mo
Today · 4.125%
HK$41,449
baseline
▲ 0.50% · 4.625%
HK$43,971
+HK$2,522/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,898/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,390
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,554
−HK$1,181/mo
Today · 4.125%
HK$45,735
baseline
▲ 0.50% · 4.625%
HK$48,145
+HK$2,410/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,470/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,503
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,919
−HK$1,438/mo
Today · 4.125%
HK$48,357
baseline
▲ 0.50% · 4.625%
HK$51,299
+HK$2,942/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,714/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,622
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,980
−HK$1,377/mo
Today · 4.125%
HK$53,357
baseline
▲ 0.50% · 4.625%
HK$56,169
+HK$2,812/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,714/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,504
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,324
−HK$1,849/mo
Today · 4.125%
HK$62,173
baseline
▲ 0.50% · 4.625%
HK$65,956
+HK$3,783/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,346/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,085
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,831
−HK$1,771/mo
Today · 4.125%
HK$68,602
baseline
▲ 0.50% · 4.625%
HK$72,218
+HK$3,616/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,204/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,519 · Scale 2, in force from 26 Feb 2026)