LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,503
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,514
−HK$1,028/mo
Today · 4.125%
HK$34,542
baseline
▲ 0.50% · 4.625%
HK$36,643
+HK$2,101/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,084/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,160
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,129
−HK$984/mo
Today · 4.125%
HK$38,113
baseline
▲ 0.50% · 4.625%
HK$40,122
+HK$2,009/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,226/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,004
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,217
−HK$1,233/mo
Today · 4.125%
HK$41,450
baseline
▲ 0.50% · 4.625%
HK$43,972
+HK$2,522/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,900/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,392
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,555
−HK$1,181/mo
Today · 4.125%
HK$45,736
baseline
▲ 0.50% · 4.625%
HK$48,147
+HK$2,411/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,472/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,505
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,920
−HK$1,438/mo
Today · 4.125%
HK$48,358
baseline
▲ 0.50% · 4.625%
HK$51,301
+HK$2,943/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,716/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,623
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,981
−HK$1,377/mo
Today · 4.125%
HK$53,358
baseline
▲ 0.50% · 4.625%
HK$56,171
+HK$2,813/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,716/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,506
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,326
−HK$1,849/mo
Today · 4.125%
HK$62,175
baseline
▲ 0.50% · 4.625%
HK$65,958
+HK$3,783/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,350/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,087
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,833
−HK$1,771/mo
Today · 4.125%
HK$68,604
baseline
▲ 0.50% · 4.625%
HK$72,220
+HK$3,616/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,208/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,534 · Scale 2, in force from 26 Feb 2026)