LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,504
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,515
−HK$1,027/mo
Today · 4.125%
HK$34,542
baseline
▲ 0.50% · 4.625%
HK$36,644
+HK$2,102/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,084/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,161
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,130
−HK$984/mo
Today · 4.125%
HK$38,114
baseline
▲ 0.50% · 4.625%
HK$40,123
+HK$2,009/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,228/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,005
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,218
−HK$1,233/mo
Today · 4.125%
HK$41,451
baseline
▲ 0.50% · 4.625%
HK$43,973
+HK$2,522/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,902/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,393
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,556
−HK$1,181/mo
Today · 4.125%
HK$45,737
baseline
▲ 0.50% · 4.625%
HK$48,148
+HK$2,411/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,474/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,506
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,921
−HK$1,438/mo
Today · 4.125%
HK$48,359
baseline
▲ 0.50% · 4.625%
HK$51,302
+HK$2,943/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,718/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,625
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,982
−HK$1,378/mo
Today · 4.125%
HK$53,360
baseline
▲ 0.50% · 4.625%
HK$56,172
+HK$2,812/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,720/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,507
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,327
−HK$1,849/mo
Today · 4.125%
HK$62,176
baseline
▲ 0.50% · 4.625%
HK$65,960
+HK$3,784/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,352/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,089
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,835
−HK$1,770/mo
Today · 4.125%
HK$68,605
baseline
▲ 0.50% · 4.625%
HK$72,222
+HK$3,617/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,210/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,548 · Scale 2, in force from 26 Feb 2026)