LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,505
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,516
−HK$1,027/mo
Today · 4.125%
HK$34,543
baseline
▲ 0.50% · 4.625%
HK$36,645
+HK$2,102/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,086/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,161
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,131
−HK$984/mo
Today · 4.125%
HK$38,115
baseline
▲ 0.50% · 4.625%
HK$40,124
+HK$2,009/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,230/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,006
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,219
−HK$1,233/mo
Today · 4.125%
HK$41,452
baseline
▲ 0.50% · 4.625%
HK$43,974
+HK$2,522/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,904/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,393
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,557
−HK$1,181/mo
Today · 4.125%
HK$45,738
baseline
▲ 0.50% · 4.625%
HK$48,149
+HK$2,411/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,476/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,507
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,922
−HK$1,438/mo
Today · 4.125%
HK$48,360
baseline
▲ 0.50% · 4.625%
HK$51,303
+HK$2,943/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,720/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,626
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,983
−HK$1,378/mo
Today · 4.125%
HK$53,361
baseline
▲ 0.50% · 4.625%
HK$56,173
+HK$2,812/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,722/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,508
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,328
−HK$1,849/mo
Today · 4.125%
HK$62,177
baseline
▲ 0.50% · 4.625%
HK$65,961
+HK$3,784/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,354/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,090
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,836
−HK$1,771/mo
Today · 4.125%
HK$68,607
baseline
▲ 0.50% · 4.625%
HK$72,223
+HK$3,616/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,214/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,557 · Scale 2, in force from 26 Feb 2026)