LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,505
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,516
−HK$1,028/mo
Today · 4.125%
HK$34,544
baseline
▲ 0.50% · 4.625%
HK$36,646
+HK$2,102/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,088/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,162
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,132
−HK$983/mo
Today · 4.125%
HK$38,115
baseline
▲ 0.50% · 4.625%
HK$40,125
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,230/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,006
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,220
−HK$1,232/mo
Today · 4.125%
HK$41,452
baseline
▲ 0.50% · 4.625%
HK$43,975
+HK$2,523/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,904/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,394
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,558
−HK$1,181/mo
Today · 4.125%
HK$45,739
baseline
▲ 0.50% · 4.625%
HK$48,150
+HK$2,411/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,478/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,507
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,923
−HK$1,438/mo
Today · 4.125%
HK$48,361
baseline
▲ 0.50% · 4.625%
HK$51,304
+HK$2,943/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,722/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,626
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,984
−HK$1,378/mo
Today · 4.125%
HK$53,362
baseline
▲ 0.50% · 4.625%
HK$56,174
+HK$2,812/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,724/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,509
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,329
−HK$1,850/mo
Today · 4.125%
HK$62,179
baseline
▲ 0.50% · 4.625%
HK$65,962
+HK$3,783/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,358/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,091
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,837
−HK$1,771/mo
Today · 4.125%
HK$68,608
baseline
▲ 0.50% · 4.625%
HK$72,224
+HK$3,616/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,216/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,566 · Scale 2, in force from 26 Feb 2026)