LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,508
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,519
−HK$1,027/mo
Today · 4.125%
HK$34,546
baseline
▲ 0.50% · 4.625%
HK$36,648
+HK$2,102/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,092/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,164
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,134
−HK$984/mo
Today · 4.125%
HK$38,118
baseline
▲ 0.50% · 4.625%
HK$40,128
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,236/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,009
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,223
−HK$1,232/mo
Today · 4.125%
HK$41,455
baseline
▲ 0.50% · 4.625%
HK$43,978
+HK$2,523/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,910/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,397
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,561
−HK$1,181/mo
Today · 4.125%
HK$45,742
baseline
▲ 0.50% · 4.625%
HK$48,153
+HK$2,411/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,484/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,511
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,926
−HK$1,439/mo
Today · 4.125%
HK$48,365
baseline
▲ 0.50% · 4.625%
HK$51,308
+HK$2,943/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,730/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,630
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,988
−HK$1,378/mo
Today · 4.125%
HK$53,366
baseline
▲ 0.50% · 4.625%
HK$56,179
+HK$2,813/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,732/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,514
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,334
−HK$1,849/mo
Today · 4.125%
HK$62,183
baseline
▲ 0.50% · 4.625%
HK$65,967
+HK$3,784/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,366/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,096
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,842
−HK$1,771/mo
Today · 4.125%
HK$68,613
baseline
▲ 0.50% · 4.625%
HK$72,230
+HK$3,617/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,226/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,606 · Scale 2, in force from 26 Feb 2026)