LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,508
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,519
−HK$1,028/mo
Today · 4.125%
HK$34,547
baseline
▲ 0.50% · 4.625%
HK$36,649
+HK$2,102/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,094/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,165
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,135
−HK$984/mo
Today · 4.125%
HK$38,119
baseline
▲ 0.50% · 4.625%
HK$40,128
+HK$2,009/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,238/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,010
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,223
−HK$1,233/mo
Today · 4.125%
HK$41,456
baseline
▲ 0.50% · 4.625%
HK$43,979
+HK$2,523/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,912/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,398
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,562
−HK$1,181/mo
Today · 4.125%
HK$45,743
baseline
▲ 0.50% · 4.625%
HK$48,154
+HK$2,411/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,486/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,511
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,927
−HK$1,438/mo
Today · 4.125%
HK$48,365
baseline
▲ 0.50% · 4.625%
HK$51,308
+HK$2,943/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,730/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,631
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,989
−HK$1,377/mo
Today · 4.125%
HK$53,366
baseline
▲ 0.50% · 4.625%
HK$56,179
+HK$2,813/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,732/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,515
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,335
−HK$1,849/mo
Today · 4.125%
HK$62,184
baseline
▲ 0.50% · 4.625%
HK$65,968
+HK$3,784/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,368/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,097
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,843
−HK$1,771/mo
Today · 4.125%
HK$68,614
baseline
▲ 0.50% · 4.625%
HK$72,231
+HK$3,617/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,228/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,614 · Scale 2, in force from 26 Feb 2026)