LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,509
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,520
−HK$1,028/mo
Today · 4.125%
HK$34,548
baseline
▲ 0.50% · 4.625%
HK$36,650
+HK$2,102/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,096/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,166
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,136
−HK$984/mo
Today · 4.125%
HK$38,120
baseline
▲ 0.50% · 4.625%
HK$40,129
+HK$2,009/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,240/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,011
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,224
−HK$1,233/mo
Today · 4.125%
HK$41,457
baseline
▲ 0.50% · 4.625%
HK$43,980
+HK$2,523/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,914/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,399
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,563
−HK$1,181/mo
Today · 4.125%
HK$45,744
baseline
▲ 0.50% · 4.625%
HK$48,155
+HK$2,411/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,488/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,512
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,928
−HK$1,439/mo
Today · 4.125%
HK$48,367
baseline
▲ 0.50% · 4.625%
HK$51,310
+HK$2,943/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,734/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,632
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,990
−HK$1,378/mo
Today · 4.125%
HK$53,368
baseline
▲ 0.50% · 4.625%
HK$56,181
+HK$2,813/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,736/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,516
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,336
−HK$1,850/mo
Today · 4.125%
HK$62,186
baseline
▲ 0.50% · 4.625%
HK$65,969
+HK$3,783/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,372/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,099
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,844
−HK$1,772/mo
Today · 4.125%
HK$68,616
baseline
▲ 0.50% · 4.625%
HK$72,232
+HK$3,616/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,232/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,626 · Scale 2, in force from 26 Feb 2026)