LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,512
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,523
−HK$1,027/mo
Today · 4.125%
HK$34,550
baseline
▲ 0.50% · 4.625%
HK$36,653
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,100/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,169
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,139
−HK$984/mo
Today · 4.125%
HK$38,123
baseline
▲ 0.50% · 4.625%
HK$40,132
+HK$2,009/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,246/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,014
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,227
−HK$1,233/mo
Today · 4.125%
HK$41,460
baseline
▲ 0.50% · 4.625%
HK$43,983
+HK$2,523/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,920/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,403
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,567
−HK$1,180/mo
Today · 4.125%
HK$45,747
baseline
▲ 0.50% · 4.625%
HK$48,159
+HK$2,412/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,494/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,516
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,932
−HK$1,438/mo
Today · 4.125%
HK$48,370
baseline
▲ 0.50% · 4.625%
HK$51,314
+HK$2,944/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,740/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,636
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,994
−HK$1,378/mo
Today · 4.125%
HK$53,372
baseline
▲ 0.50% · 4.625%
HK$56,185
+HK$2,813/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,744/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,521
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,341
−HK$1,850/mo
Today · 4.125%
HK$62,191
baseline
▲ 0.50% · 4.625%
HK$65,975
+HK$3,784/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,382/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,104
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,850
−HK$1,771/mo
Today · 4.125%
HK$68,621
baseline
▲ 0.50% · 4.625%
HK$72,238
+HK$3,617/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,242/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,670 · Scale 2, in force from 26 Feb 2026)