LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,512
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,523
−HK$1,028/mo
Today · 4.125%
HK$34,551
baseline
▲ 0.50% · 4.625%
HK$36,653
+HK$2,102/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,102/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,169
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,139
−HK$984/mo
Today · 4.125%
HK$38,123
baseline
▲ 0.50% · 4.625%
HK$40,133
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,246/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,014
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,228
−HK$1,233/mo
Today · 4.125%
HK$41,461
baseline
▲ 0.50% · 4.625%
HK$43,984
+HK$2,523/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,922/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,403
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,567
−HK$1,181/mo
Today · 4.125%
HK$45,748
baseline
▲ 0.50% · 4.625%
HK$48,160
+HK$2,412/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,496/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,517
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,933
−HK$1,438/mo
Today · 4.125%
HK$48,371
baseline
▲ 0.50% · 4.625%
HK$51,314
+HK$2,943/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,742/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,637
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,995
−HK$1,378/mo
Today · 4.125%
HK$53,373
baseline
▲ 0.50% · 4.625%
HK$56,186
+HK$2,813/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,746/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,522
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,342
−HK$1,850/mo
Today · 4.125%
HK$62,192
baseline
▲ 0.50% · 4.625%
HK$65,976
+HK$3,784/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,384/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,105
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,851
−HK$1,771/mo
Today · 4.125%
HK$68,622
baseline
▲ 0.50% · 4.625%
HK$72,239
+HK$3,617/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,244/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,678 · Scale 2, in force from 26 Feb 2026)