LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,512
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,524
−HK$1,027/mo
Today · 4.125%
HK$34,551
baseline
▲ 0.50% · 4.625%
HK$36,654
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,102/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,170
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,140
−HK$984/mo
Today · 4.125%
HK$38,124
baseline
▲ 0.50% · 4.625%
HK$40,133
+HK$2,009/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,248/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,015
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,228
−HK$1,233/mo
Today · 4.125%
HK$41,461
baseline
▲ 0.50% · 4.625%
HK$43,984
+HK$2,523/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$82,922/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,404
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,568
−HK$1,181/mo
Today · 4.125%
HK$45,749
baseline
▲ 0.50% · 4.625%
HK$48,160
+HK$2,411/mo
Deposit HK$5.70M · loan HK$8.55M · min. income ≈ HK$91,498/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,517
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,933
−HK$1,439/mo
Today · 4.125%
HK$48,372
baseline
▲ 0.50% · 4.625%
HK$51,315
+HK$2,943/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,744/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,638
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,996
−HK$1,377/mo
Today · 4.125%
HK$53,373
baseline
▲ 0.50% · 4.625%
HK$56,187
+HK$2,814/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,746/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,522
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,343
−HK$1,849/mo
Today · 4.125%
HK$62,192
baseline
▲ 0.50% · 4.625%
HK$65,976
+HK$3,784/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,384/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,105
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,852
−HK$1,771/mo
Today · 4.125%
HK$68,623
baseline
▲ 0.50% · 4.625%
HK$72,240
+HK$3,617/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,246/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,683 · Scale 2, in force from 26 Feb 2026)