LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,513
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,525
−HK$1,027/mo
Today · 4.125%
HK$34,552
baseline
▲ 0.50% · 4.625%
HK$36,655
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,104/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,171
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,141
−HK$984/mo
Today · 4.125%
HK$38,125
baseline
▲ 0.50% · 4.625%
HK$40,135
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,250/mo (50% DSR)
Upfront cash ≈ HK$7.66M (deposit + AVD stamp duty HK$534,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,016
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,230
−HK$1,233/mo
Today · 4.125%
HK$41,463
baseline
▲ 0.50% · 4.625%
HK$43,986
+HK$2,523/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$82,926/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,405
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,569
−HK$1,181/mo
Today · 4.125%
HK$45,750
baseline
▲ 0.50% · 4.625%
HK$48,162
+HK$2,412/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$91,500/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,519
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,935
−HK$1,438/mo
Today · 4.125%
HK$48,373
baseline
▲ 0.50% · 4.625%
HK$51,317
+HK$2,944/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,746/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,639
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,997
−HK$1,378/mo
Today · 4.125%
HK$53,375
baseline
▲ 0.50% · 4.625%
HK$56,189
+HK$2,814/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,750/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,524
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,345
−HK$1,849/mo
Today · 4.125%
HK$62,194
baseline
▲ 0.50% · 4.625%
HK$65,978
+HK$3,784/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,388/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,108
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,854
−HK$1,771/mo
Today · 4.125%
HK$68,625
baseline
▲ 0.50% · 4.625%
HK$72,242
+HK$3,617/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,250/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,700 · Scale 2, in force from 26 Feb 2026)