LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,518
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,530
−HK$1,027/mo
Today · 4.125%
HK$34,557
baseline
▲ 0.50% · 4.625%
HK$36,660
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,114/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,176
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,146
−HK$985/mo
Today · 4.125%
HK$38,131
baseline
▲ 0.50% · 4.625%
HK$40,140
+HK$2,009/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,262/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,022
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,236
−HK$1,233/mo
Today · 4.125%
HK$41,469
baseline
▲ 0.50% · 4.625%
HK$43,992
+HK$2,523/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$82,938/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,411
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,576
−HK$1,181/mo
Today · 4.125%
HK$45,757
baseline
▲ 0.50% · 4.625%
HK$48,169
+HK$2,412/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$91,514/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,525
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,941
−HK$1,439/mo
Today · 4.125%
HK$48,380
baseline
▲ 0.50% · 4.625%
HK$51,324
+HK$2,944/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,760/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,646
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,005
−HK$1,378/mo
Today · 4.125%
HK$53,383
baseline
▲ 0.50% · 4.625%
HK$56,197
+HK$2,814/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,766/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,533
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,353
−HK$1,850/mo
Today · 4.125%
HK$62,203
baseline
▲ 0.50% · 4.625%
HK$65,988
+HK$3,785/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,406/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,117
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,863
−HK$1,772/mo
Today · 4.125%
HK$68,635
baseline
▲ 0.50% · 4.625%
HK$72,253
+HK$3,618/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,270/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,778 · Scale 2, in force from 26 Feb 2026)