LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,519
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,530
−HK$1,028/mo
Today · 4.125%
HK$34,558
baseline
▲ 0.50% · 4.625%
HK$36,661
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,116/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,177
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,147
−HK$984/mo
Today · 4.125%
HK$38,131
baseline
▲ 0.50% · 4.625%
HK$40,141
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,262/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,023
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,236
−HK$1,234/mo
Today · 4.125%
HK$41,470
baseline
▲ 0.50% · 4.625%
HK$43,993
+HK$2,523/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$82,940/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,412
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,577
−HK$1,181/mo
Today · 4.125%
HK$45,758
baseline
▲ 0.50% · 4.625%
HK$48,170
+HK$2,412/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$91,516/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,526
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,943
−HK$1,438/mo
Today · 4.125%
HK$48,381
baseline
▲ 0.50% · 4.625%
HK$51,325
+HK$2,944/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,762/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,648
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,006
−HK$1,378/mo
Today · 4.125%
HK$53,384
baseline
▲ 0.50% · 4.625%
HK$56,198
+HK$2,814/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,768/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,534
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,355
−HK$1,850/mo
Today · 4.125%
HK$62,205
baseline
▲ 0.50% · 4.625%
HK$65,990
+HK$3,785/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$124,410/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,118
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,865
−HK$1,772/mo
Today · 4.125%
HK$68,637
baseline
▲ 0.50% · 4.625%
HK$72,254
+HK$3,617/mo
Deposit HK$1.43M · loan HK$12.83M · min. income ≈ HK$137,274/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,790 · Scale 2, in force from 26 Feb 2026)