LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,520
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,531
−HK$1,028/mo
Today · 4.125%
HK$34,559
baseline
▲ 0.50% · 4.625%
HK$36,662
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,118/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,178
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,148
−HK$984/mo
Today · 4.125%
HK$38,132
baseline
▲ 0.50% · 4.625%
HK$40,142
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,264/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,024
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,238
−HK$1,233/mo
Today · 4.125%
HK$41,471
baseline
▲ 0.50% · 4.625%
HK$43,994
+HK$2,523/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$82,942/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,413
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,578
−HK$1,181/mo
Today · 4.125%
HK$45,759
baseline
▲ 0.50% · 4.625%
HK$48,171
+HK$2,412/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$91,518/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,528
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,944
−HK$1,439/mo
Today · 4.125%
HK$48,383
baseline
▲ 0.50% · 4.625%
HK$51,327
+HK$2,944/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,766/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,649
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,007
−HK$1,378/mo
Today · 4.125%
HK$53,385
baseline
▲ 0.50% · 4.625%
HK$56,199
+HK$2,814/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,770/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,535
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,356
−HK$1,850/mo
Today · 4.125%
HK$62,206
baseline
▲ 0.50% · 4.625%
HK$65,991
+HK$3,785/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,412/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,120
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,867
−HK$1,771/mo
Today · 4.125%
HK$68,638
baseline
▲ 0.50% · 4.625%
HK$72,256
+HK$3,618/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,276/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,804 · Scale 2, in force from 26 Feb 2026)