LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,520
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,532
−HK$1,027/mo
Today · 4.125%
HK$34,559
baseline
▲ 0.50% · 4.625%
HK$36,662
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,118/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,178
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,149
−HK$984/mo
Today · 4.125%
HK$38,133
baseline
▲ 0.50% · 4.625%
HK$40,143
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,266/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,024
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,238
−HK$1,233/mo
Today · 4.125%
HK$41,471
baseline
▲ 0.50% · 4.625%
HK$43,995
+HK$2,524/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$82,942/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,414
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,578
−HK$1,182/mo
Today · 4.125%
HK$45,760
baseline
▲ 0.50% · 4.625%
HK$48,172
+HK$2,412/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$91,520/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,528
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,944
−HK$1,439/mo
Today · 4.125%
HK$48,383
baseline
▲ 0.50% · 4.625%
HK$51,327
+HK$2,944/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,766/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,650
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,008
−HK$1,378/mo
Today · 4.125%
HK$53,386
baseline
▲ 0.50% · 4.625%
HK$56,200
+HK$2,814/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,772/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,536
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,357
−HK$1,850/mo
Today · 4.125%
HK$62,207
baseline
▲ 0.50% · 4.625%
HK$65,992
+HK$3,785/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,414/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,121
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,868
−HK$1,771/mo
Today · 4.125%
HK$68,639
baseline
▲ 0.50% · 4.625%
HK$72,257
+HK$3,618/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,278/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,812 · Scale 2, in force from 26 Feb 2026)