LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,521
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,533
−HK$1,028/mo
Today · 4.125%
HK$34,561
baseline
▲ 0.50% · 4.625%
HK$36,664
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,122/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,180
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,150
−HK$984/mo
Today · 4.125%
HK$38,134
baseline
▲ 0.50% · 4.625%
HK$40,145
+HK$2,011/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,268/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,026
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,240
−HK$1,233/mo
Today · 4.125%
HK$41,473
baseline
▲ 0.50% · 4.625%
HK$43,997
+HK$2,524/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$82,946/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,416
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,580
−HK$1,181/mo
Today · 4.125%
HK$45,761
baseline
▲ 0.50% · 4.625%
HK$48,174
+HK$2,413/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$91,522/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,530
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,946
−HK$1,439/mo
Today · 4.125%
HK$48,385
baseline
▲ 0.50% · 4.625%
HK$51,329
+HK$2,944/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,770/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,652
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,010
−HK$1,378/mo
Today · 4.125%
HK$53,388
baseline
▲ 0.50% · 4.625%
HK$56,202
+HK$2,814/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,776/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,539
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,360
−HK$1,850/mo
Today · 4.125%
HK$62,210
baseline
▲ 0.50% · 4.625%
HK$65,995
+HK$3,785/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,420/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,124
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,870
−HK$1,772/mo
Today · 4.125%
HK$68,642
baseline
▲ 0.50% · 4.625%
HK$72,260
+HK$3,618/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,284/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,833 · Scale 2, in force from 26 Feb 2026)