LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,522
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,533
−HK$1,028/mo
Today · 4.125%
HK$34,561
baseline
▲ 0.50% · 4.625%
HK$36,664
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,122/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,180
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,150
−HK$985/mo
Today · 4.125%
HK$38,135
baseline
▲ 0.50% · 4.625%
HK$40,145
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,270/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,026
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,240
−HK$1,233/mo
Today · 4.125%
HK$41,473
baseline
▲ 0.50% · 4.625%
HK$43,997
+HK$2,524/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$82,946/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,416
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,580
−HK$1,182/mo
Today · 4.125%
HK$45,762
baseline
▲ 0.50% · 4.625%
HK$48,174
+HK$2,412/mo
Deposit HK$5.70M · loan HK$8.56M · min. income ≈ HK$91,524/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,530
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,947
−HK$1,438/mo
Today · 4.125%
HK$48,385
baseline
▲ 0.50% · 4.625%
HK$51,330
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,770/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,652
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,010
−HK$1,379/mo
Today · 4.125%
HK$53,389
baseline
▲ 0.50% · 4.625%
HK$56,203
+HK$2,814/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,778/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,539
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,360
−HK$1,850/mo
Today · 4.125%
HK$62,210
baseline
▲ 0.50% · 4.625%
HK$65,995
+HK$3,785/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,420/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,124
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,871
−HK$1,771/mo
Today · 4.125%
HK$68,642
baseline
▲ 0.50% · 4.625%
HK$72,261
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,284/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,835 · Scale 2, in force from 26 Feb 2026)