LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,523
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,534
−HK$1,028/mo
Today · 4.125%
HK$34,562
baseline
▲ 0.50% · 4.625%
HK$36,665
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,124/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,181
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,151
−HK$985/mo
Today · 4.125%
HK$38,136
baseline
▲ 0.50% · 4.625%
HK$40,146
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,272/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,027
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,241
−HK$1,233/mo
Today · 4.125%
HK$41,474
baseline
▲ 0.50% · 4.625%
HK$43,998
+HK$2,524/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,948/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,417
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,582
−HK$1,181/mo
Today · 4.125%
HK$45,763
baseline
▲ 0.50% · 4.625%
HK$48,175
+HK$2,412/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,526/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,532
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,948
−HK$1,439/mo
Today · 4.125%
HK$48,387
baseline
▲ 0.50% · 4.625%
HK$51,331
+HK$2,944/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,774/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,653
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,012
−HK$1,378/mo
Today · 4.125%
HK$53,390
baseline
▲ 0.50% · 4.625%
HK$56,204
+HK$2,814/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,780/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,541
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,361
−HK$1,851/mo
Today · 4.125%
HK$62,212
baseline
▲ 0.50% · 4.625%
HK$65,997
+HK$3,785/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,424/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,126
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,872
−HK$1,772/mo
Today · 4.125%
HK$68,644
baseline
▲ 0.50% · 4.625%
HK$72,263
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,288/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,850 · Scale 2, in force from 26 Feb 2026)