LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,524
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,536
−HK$1,028/mo
Today · 4.125%
HK$34,564
baseline
▲ 0.50% · 4.625%
HK$36,667
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,128/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,183
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,153
−HK$985/mo
Today · 4.125%
HK$38,138
baseline
▲ 0.50% · 4.625%
HK$40,148
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,276/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,029
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,243
−HK$1,234/mo
Today · 4.125%
HK$41,477
baseline
▲ 0.50% · 4.625%
HK$44,000
+HK$2,523/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,954/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,420
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,584
−HK$1,181/mo
Today · 4.125%
HK$45,765
baseline
▲ 0.50% · 4.625%
HK$48,178
+HK$2,413/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,530/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,534
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,950
−HK$1,439/mo
Today · 4.125%
HK$48,389
baseline
▲ 0.50% · 4.625%
HK$51,334
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,778/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,656
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,015
−HK$1,378/mo
Today · 4.125%
HK$53,393
baseline
▲ 0.50% · 4.625%
HK$56,207
+HK$2,814/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,786/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,544
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,365
−HK$1,850/mo
Today · 4.125%
HK$62,215
baseline
▲ 0.50% · 4.625%
HK$66,001
+HK$3,786/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,430/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,129
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,876
−HK$1,772/mo
Today · 4.125%
HK$68,648
baseline
▲ 0.50% · 4.625%
HK$72,267
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,296/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,879 · Scale 2, in force from 26 Feb 2026)