LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,525
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,537
−HK$1,028/mo
Today · 4.125%
HK$34,565
baseline
▲ 0.50% · 4.625%
HK$36,668
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,130/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,184
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,154
−HK$985/mo
Today · 4.125%
HK$38,139
baseline
▲ 0.50% · 4.625%
HK$40,149
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,278/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,030
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,244
−HK$1,234/mo
Today · 4.125%
HK$41,478
baseline
▲ 0.50% · 4.625%
HK$44,002
+HK$2,524/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,956/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,421
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,585
−HK$1,182/mo
Today · 4.125%
HK$45,767
baseline
▲ 0.50% · 4.625%
HK$48,179
+HK$2,412/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,534/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,535
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,952
−HK$1,439/mo
Today · 4.125%
HK$48,391
baseline
▲ 0.50% · 4.625%
HK$51,335
+HK$2,944/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$96,782/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,658
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,016
−HK$1,378/mo
Today · 4.125%
HK$53,394
baseline
▲ 0.50% · 4.625%
HK$56,209
+HK$2,815/mo
Deposit HK$4.28M · loan HK$9.98M · min. income ≈ HK$106,788/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,545
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,366
−HK$1,851/mo
Today · 4.125%
HK$62,217
baseline
▲ 0.50% · 4.625%
HK$66,002
+HK$3,785/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,434/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,131
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,878
−HK$1,772/mo
Today · 4.125%
HK$68,650
baseline
▲ 0.50% · 4.625%
HK$72,269
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,300/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,894 · Scale 2, in force from 26 Feb 2026)