LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,527
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,538
−HK$1,028/mo
Today · 4.125%
HK$34,566
baseline
▲ 0.50% · 4.625%
HK$36,670
+HK$2,104/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,132/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,186
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,156
−HK$985/mo
Today · 4.125%
HK$38,141
baseline
▲ 0.50% · 4.625%
HK$40,151
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,282/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,032
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,246
−HK$1,234/mo
Today · 4.125%
HK$41,480
baseline
▲ 0.50% · 4.625%
HK$44,004
+HK$2,524/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,960/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,423
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,587
−HK$1,182/mo
Today · 4.125%
HK$45,769
baseline
▲ 0.50% · 4.625%
HK$48,181
+HK$2,412/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,538/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,537
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,954
−HK$1,439/mo
Today · 4.125%
HK$48,393
baseline
▲ 0.50% · 4.625%
HK$51,338
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,786/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,660
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,019
−HK$1,378/mo
Today · 4.125%
HK$53,397
baseline
▲ 0.50% · 4.625%
HK$56,211
+HK$2,814/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,794/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,548
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,369
−HK$1,851/mo
Today · 4.125%
HK$62,220
baseline
▲ 0.50% · 4.625%
HK$66,005
+HK$3,785/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,440/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,134
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,881
−HK$1,772/mo
Today · 4.125%
HK$68,653
baseline
▲ 0.50% · 4.625%
HK$72,272
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,306/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,919 · Scale 2, in force from 26 Feb 2026)