LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,528
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,540
−HK$1,028/mo
Today · 4.125%
HK$34,568
baseline
▲ 0.50% · 4.625%
HK$36,671
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,136/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,187
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,158
−HK$984/mo
Today · 4.125%
HK$38,142
baseline
▲ 0.50% · 4.625%
HK$40,153
+HK$2,011/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,284/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,034
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,248
−HK$1,233/mo
Today · 4.125%
HK$41,481
baseline
▲ 0.50% · 4.625%
HK$44,005
+HK$2,524/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,962/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,425
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,589
−HK$1,182/mo
Today · 4.125%
HK$45,771
baseline
▲ 0.50% · 4.625%
HK$48,183
+HK$2,412/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,542/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,539
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,956
−HK$1,439/mo
Today · 4.125%
HK$48,395
baseline
▲ 0.50% · 4.625%
HK$51,340
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,790/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,662
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,021
−HK$1,378/mo
Today · 4.125%
HK$53,399
baseline
▲ 0.50% · 4.625%
HK$56,214
+HK$2,815/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,798/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,550
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,372
−HK$1,850/mo
Today · 4.125%
HK$62,222
baseline
▲ 0.50% · 4.625%
HK$66,008
+HK$3,786/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,444/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,137
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,884
−HK$1,772/mo
Today · 4.125%
HK$68,656
baseline
▲ 0.50% · 4.625%
HK$72,275
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,312/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,941 · Scale 2, in force from 26 Feb 2026)