LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,529
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,541
−HK$1,028/mo
Today · 4.125%
HK$34,569
baseline
▲ 0.50% · 4.625%
HK$36,672
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,138/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,188
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,158
−HK$985/mo
Today · 4.125%
HK$38,143
baseline
▲ 0.50% · 4.625%
HK$40,154
+HK$2,011/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,286/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,035
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,249
−HK$1,233/mo
Today · 4.125%
HK$41,482
baseline
▲ 0.50% · 4.625%
HK$44,006
+HK$2,524/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,964/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,425
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,590
−HK$1,182/mo
Today · 4.125%
HK$45,772
baseline
▲ 0.50% · 4.625%
HK$48,184
+HK$2,412/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,544/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,540
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,957
−HK$1,439/mo
Today · 4.125%
HK$48,396
baseline
▲ 0.50% · 4.625%
HK$51,341
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,792/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,663
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,022
−HK$1,378/mo
Today · 4.125%
HK$53,400
baseline
▲ 0.50% · 4.625%
HK$56,215
+HK$2,815/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,800/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,552
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,373
−HK$1,850/mo
Today · 4.125%
HK$62,223
baseline
▲ 0.50% · 4.625%
HK$66,010
+HK$3,787/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,446/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,138
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,885
−HK$1,772/mo
Today · 4.125%
HK$68,657
baseline
▲ 0.50% · 4.625%
HK$72,276
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,314/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,953 · Scale 2, in force from 26 Feb 2026)