LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,529
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,541
−HK$1,028/mo
Today · 4.125%
HK$34,569
baseline
▲ 0.50% · 4.625%
HK$36,673
+HK$2,104/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,138/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,189
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,159
−HK$985/mo
Today · 4.125%
HK$38,144
baseline
▲ 0.50% · 4.625%
HK$40,155
+HK$2,011/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,288/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,035
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,250
−HK$1,233/mo
Today · 4.125%
HK$41,483
baseline
▲ 0.50% · 4.625%
HK$44,007
+HK$2,524/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,966/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,426
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,591
−HK$1,182/mo
Today · 4.125%
HK$45,773
baseline
▲ 0.50% · 4.625%
HK$48,185
+HK$2,412/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,546/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,541
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,958
−HK$1,439/mo
Today · 4.125%
HK$48,397
baseline
▲ 0.50% · 4.625%
HK$51,342
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,794/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,664
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,023
−HK$1,378/mo
Today · 4.125%
HK$53,401
baseline
▲ 0.50% · 4.625%
HK$56,216
+HK$2,815/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,802/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,553
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,374
−HK$1,851/mo
Today · 4.125%
HK$62,225
baseline
▲ 0.50% · 4.625%
HK$66,011
+HK$3,786/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,450/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,140
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,887
−HK$1,772/mo
Today · 4.125%
HK$68,659
baseline
▲ 0.50% · 4.625%
HK$72,278
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,318/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,965 · Scale 2, in force from 26 Feb 2026)