LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,530
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,542
−HK$1,028/mo
Today · 4.125%
HK$34,570
baseline
▲ 0.50% · 4.625%
HK$36,673
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,140/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,189
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,160
−HK$984/mo
Today · 4.125%
HK$38,144
baseline
▲ 0.50% · 4.625%
HK$40,155
+HK$2,011/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,288/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,036
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,250
−HK$1,233/mo
Today · 4.125%
HK$41,483
baseline
▲ 0.50% · 4.625%
HK$44,008
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,966/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,427
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,591
−HK$1,182/mo
Today · 4.125%
HK$45,773
baseline
▲ 0.50% · 4.625%
HK$48,186
+HK$2,413/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,546/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,542
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,958
−HK$1,439/mo
Today · 4.125%
HK$48,397
baseline
▲ 0.50% · 4.625%
HK$51,342
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,794/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,665
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,023
−HK$1,379/mo
Today · 4.125%
HK$53,402
baseline
▲ 0.50% · 4.625%
HK$56,217
+HK$2,815/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,804/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,553
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,375
−HK$1,850/mo
Today · 4.125%
HK$62,225
baseline
▲ 0.50% · 4.625%
HK$66,011
+HK$3,786/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,450/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,140
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,887
−HK$1,772/mo
Today · 4.125%
HK$68,659
baseline
▲ 0.50% · 4.625%
HK$72,279
+HK$3,620/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,318/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,968 · Scale 2, in force from 26 Feb 2026)