LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,531
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,543
−HK$1,028/mo
Today · 4.125%
HK$34,571
baseline
▲ 0.50% · 4.625%
HK$36,674
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,142/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,190
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,161
−HK$985/mo
Today · 4.125%
HK$38,146
baseline
▲ 0.50% · 4.625%
HK$40,156
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,292/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,037
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,251
−HK$1,234/mo
Today · 4.125%
HK$41,485
baseline
▲ 0.50% · 4.625%
HK$44,009
+HK$2,524/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,970/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,428
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,593
−HK$1,182/mo
Today · 4.125%
HK$45,775
baseline
▲ 0.50% · 4.625%
HK$48,188
+HK$2,413/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,550/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,543
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,960
−HK$1,439/mo
Today · 4.125%
HK$48,399
baseline
▲ 0.50% · 4.625%
HK$51,344
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,798/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,666
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,025
−HK$1,379/mo
Today · 4.125%
HK$53,404
baseline
▲ 0.50% · 4.625%
HK$56,219
+HK$2,815/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,808/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,556
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,377
−HK$1,851/mo
Today · 4.125%
HK$62,228
baseline
▲ 0.50% · 4.625%
HK$66,014
+HK$3,786/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,456/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,143
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,890
−HK$1,772/mo
Today · 4.125%
HK$68,662
baseline
▲ 0.50% · 4.625%
HK$72,281
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,324/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,989 · Scale 2, in force from 26 Feb 2026)