LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,532
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,543
−HK$1,029/mo
Today · 4.125%
HK$34,572
baseline
▲ 0.50% · 4.625%
HK$36,675
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,144/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,191
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,162
−HK$984/mo
Today · 4.125%
HK$38,146
baseline
▲ 0.50% · 4.625%
HK$40,157
+HK$2,011/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,292/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$534,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,038
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,252
−HK$1,234/mo
Today · 4.125%
HK$41,486
baseline
▲ 0.50% · 4.625%
HK$44,010
+HK$2,524/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,972/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,429
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,594
−HK$1,182/mo
Today · 4.125%
HK$45,776
baseline
▲ 0.50% · 4.625%
HK$48,188
+HK$2,412/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,552/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$534,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,544
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,961
−HK$1,439/mo
Today · 4.125%
HK$48,400
baseline
▲ 0.50% · 4.625%
HK$51,345
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,800/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,667
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,026
−HK$1,379/mo
Today · 4.125%
HK$53,405
baseline
▲ 0.50% · 4.625%
HK$56,220
+HK$2,815/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,810/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$534,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,557
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,378
−HK$1,851/mo
Today · 4.125%
HK$62,229
baseline
▲ 0.50% · 4.625%
HK$66,015
+HK$3,786/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,458/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,144
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,891
−HK$1,772/mo
Today · 4.125%
HK$68,663
baseline
▲ 0.50% · 4.625%
HK$72,283
+HK$3,620/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,326/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$534,998 · Scale 2, in force from 26 Feb 2026)