LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,532
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,544
−HK$1,028/mo
Today · 4.125%
HK$34,572
baseline
▲ 0.50% · 4.625%
HK$36,676
+HK$2,104/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,144/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,191
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,162
−HK$985/mo
Today · 4.125%
HK$38,147
baseline
▲ 0.50% · 4.625%
HK$40,157
+HK$2,010/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,294/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,038
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,253
−HK$1,233/mo
Today · 4.125%
HK$41,486
baseline
▲ 0.50% · 4.625%
HK$44,011
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,972/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,430
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,594
−HK$1,182/mo
Today · 4.125%
HK$45,776
baseline
▲ 0.50% · 4.625%
HK$48,189
+HK$2,413/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,552/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,545
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,961
−HK$1,440/mo
Today · 4.125%
HK$48,401
baseline
▲ 0.50% · 4.625%
HK$51,346
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,802/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,668
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,027
−HK$1,378/mo
Today · 4.125%
HK$53,405
baseline
▲ 0.50% · 4.625%
HK$56,220
+HK$2,815/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,810/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,557
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,379
−HK$1,850/mo
Today · 4.125%
HK$62,229
baseline
▲ 0.50% · 4.625%
HK$66,016
+HK$3,787/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,458/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,145
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,892
−HK$1,772/mo
Today · 4.125%
HK$68,664
baseline
▲ 0.50% · 4.625%
HK$72,283
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,328/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,005 · Scale 2, in force from 26 Feb 2026)