LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,534
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,546
−HK$1,028/mo
Today · 4.125%
HK$34,574
baseline
▲ 0.50% · 4.625%
HK$36,677
+HK$2,103/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,148/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,193
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,164
−HK$985/mo
Today · 4.125%
HK$38,149
baseline
▲ 0.50% · 4.625%
HK$40,160
+HK$2,011/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,298/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,040
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,255
−HK$1,233/mo
Today · 4.125%
HK$41,488
baseline
▲ 0.50% · 4.625%
HK$44,013
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,976/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,432
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,597
−HK$1,181/mo
Today · 4.125%
HK$45,778
baseline
▲ 0.50% · 4.625%
HK$48,191
+HK$2,413/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,556/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,547
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,964
−HK$1,439/mo
Today · 4.125%
HK$48,403
baseline
▲ 0.50% · 4.625%
HK$51,348
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,806/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,671
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,030
−HK$1,378/mo
Today · 4.125%
HK$53,408
baseline
▲ 0.50% · 4.625%
HK$56,223
+HK$2,815/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,816/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,560
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,382
−HK$1,851/mo
Today · 4.125%
HK$62,233
baseline
▲ 0.50% · 4.625%
HK$66,019
+HK$3,786/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,466/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,148
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,895
−HK$1,773/mo
Today · 4.125%
HK$68,668
baseline
▲ 0.50% · 4.625%
HK$72,287
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,336/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,032 · Scale 2, in force from 26 Feb 2026)