LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,534
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,546
−HK$1,028/mo
Today · 4.125%
HK$34,574
baseline
▲ 0.50% · 4.625%
HK$36,678
+HK$2,104/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,148/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,194
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,164
−HK$985/mo
Today · 4.125%
HK$38,149
baseline
▲ 0.50% · 4.625%
HK$40,160
+HK$2,011/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,298/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,041
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,255
−HK$1,234/mo
Today · 4.125%
HK$41,489
baseline
▲ 0.50% · 4.625%
HK$44,014
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,978/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,433
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,597
−HK$1,182/mo
Today · 4.125%
HK$45,779
baseline
▲ 0.50% · 4.625%
HK$48,192
+HK$2,413/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,558/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,548
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,964
−HK$1,440/mo
Today · 4.125%
HK$48,404
baseline
▲ 0.50% · 4.625%
HK$51,349
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,808/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,671
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,030
−HK$1,379/mo
Today · 4.125%
HK$53,409
baseline
▲ 0.50% · 4.625%
HK$56,224
+HK$2,815/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,818/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,561
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,383
−HK$1,851/mo
Today · 4.125%
HK$62,234
baseline
▲ 0.50% · 4.625%
HK$66,020
+HK$3,786/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,468/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,149
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,896
−HK$1,773/mo
Today · 4.125%
HK$68,669
baseline
▲ 0.50% · 4.625%
HK$72,288
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,338/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,039 · Scale 2, in force from 26 Feb 2026)