LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,535
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,547
−HK$1,028/mo
Today · 4.125%
HK$34,575
baseline
▲ 0.50% · 4.625%
HK$36,679
+HK$2,104/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,150/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,195
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,166
−HK$984/mo
Today · 4.125%
HK$38,150
baseline
▲ 0.50% · 4.625%
HK$40,161
+HK$2,011/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,300/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,042
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,256
−HK$1,234/mo
Today · 4.125%
HK$41,490
baseline
▲ 0.50% · 4.625%
HK$44,015
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,980/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,434
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,599
−HK$1,181/mo
Today · 4.125%
HK$45,780
baseline
▲ 0.50% · 4.625%
HK$48,194
+HK$2,414/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,560/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,549
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,966
−HK$1,439/mo
Today · 4.125%
HK$48,405
baseline
▲ 0.50% · 4.625%
HK$51,351
+HK$2,946/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,810/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,673
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,032
−HK$1,378/mo
Today · 4.125%
HK$53,410
baseline
▲ 0.50% · 4.625%
HK$56,226
+HK$2,816/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,820/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,563
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,385
−HK$1,850/mo
Today · 4.125%
HK$62,235
baseline
▲ 0.50% · 4.625%
HK$66,022
+HK$3,787/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,470/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,151
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,898
−HK$1,773/mo
Today · 4.125%
HK$68,671
baseline
▲ 0.50% · 4.625%
HK$72,290
+HK$3,619/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,342/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,055 · Scale 2, in force from 26 Feb 2026)