LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,537
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,549
−HK$1,029/mo
Today · 4.125%
HK$34,578
baseline
▲ 0.50% · 4.625%
HK$36,682
+HK$2,104/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,156/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,197
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,168
−HK$985/mo
Today · 4.125%
HK$38,153
baseline
▲ 0.50% · 4.625%
HK$40,164
+HK$2,011/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,306/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,045
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,259
−HK$1,234/mo
Today · 4.125%
HK$41,493
baseline
▲ 0.50% · 4.625%
HK$44,018
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,986/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,437
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,602
−HK$1,182/mo
Today · 4.125%
HK$45,784
baseline
▲ 0.50% · 4.625%
HK$48,197
+HK$2,413/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,568/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,552
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,969
−HK$1,440/mo
Today · 4.125%
HK$48,409
baseline
▲ 0.50% · 4.625%
HK$51,354
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,818/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,676
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,035
−HK$1,379/mo
Today · 4.125%
HK$53,414
baseline
▲ 0.50% · 4.625%
HK$56,230
+HK$2,816/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,828/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,567
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,389
−HK$1,851/mo
Today · 4.125%
HK$62,240
baseline
▲ 0.50% · 4.625%
HK$66,027
+HK$3,787/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,480/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,155
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,903
−HK$1,772/mo
Today · 4.125%
HK$68,675
baseline
▲ 0.50% · 4.625%
HK$72,295
+HK$3,620/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,350/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,092 · Scale 2, in force from 26 Feb 2026)