LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,538
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,550
−HK$1,028/mo
Today · 4.125%
HK$34,578
baseline
▲ 0.50% · 4.625%
HK$36,682
+HK$2,104/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,156/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,198
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,169
−HK$984/mo
Today · 4.125%
HK$38,153
baseline
▲ 0.50% · 4.625%
HK$40,165
+HK$2,012/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,306/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,045
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,260
−HK$1,234/mo
Today · 4.125%
HK$41,494
baseline
▲ 0.50% · 4.625%
HK$44,018
+HK$2,524/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,988/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,437
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,602
−HK$1,182/mo
Today · 4.125%
HK$45,784
baseline
▲ 0.50% · 4.625%
HK$48,197
+HK$2,413/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,568/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,553
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,970
−HK$1,439/mo
Today · 4.125%
HK$48,409
baseline
▲ 0.50% · 4.625%
HK$51,355
+HK$2,946/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,818/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,677
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,036
−HK$1,379/mo
Today · 4.125%
HK$53,415
baseline
▲ 0.50% · 4.625%
HK$56,230
+HK$2,815/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,830/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,568
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,390
−HK$1,850/mo
Today · 4.125%
HK$62,240
baseline
▲ 0.50% · 4.625%
HK$66,028
+HK$3,788/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,480/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,156
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,903
−HK$1,773/mo
Today · 4.125%
HK$68,676
baseline
▲ 0.50% · 4.625%
HK$72,296
+HK$3,620/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,352/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,099 · Scale 2, in force from 26 Feb 2026)