LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,539
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,551
−HK$1,028/mo
Today · 4.125%
HK$34,579
baseline
▲ 0.50% · 4.625%
HK$36,683
+HK$2,104/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$69,158/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,199
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,170
−HK$985/mo
Today · 4.125%
HK$38,155
baseline
▲ 0.50% · 4.625%
HK$40,166
+HK$2,011/mo
Deposit HK$7.13M · loan HK$7.13M · min. income ≈ HK$76,310/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,046
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,261
−HK$1,234/mo
Today · 4.125%
HK$41,495
baseline
▲ 0.50% · 4.625%
HK$44,020
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,990/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,439
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,604
−HK$1,181/mo
Today · 4.125%
HK$45,785
baseline
▲ 0.50% · 4.625%
HK$48,199
+HK$2,414/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,570/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,554
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,971
−HK$1,440/mo
Today · 4.125%
HK$48,411
baseline
▲ 0.50% · 4.625%
HK$51,356
+HK$2,945/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,822/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,678
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,038
−HK$1,378/mo
Today · 4.125%
HK$53,416
baseline
▲ 0.50% · 4.625%
HK$56,232
+HK$2,816/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,832/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,569
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,391
−HK$1,851/mo
Today · 4.125%
HK$62,242
baseline
▲ 0.50% · 4.625%
HK$66,030
+HK$3,788/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,484/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,158
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,905
−HK$1,773/mo
Today · 4.125%
HK$68,678
baseline
▲ 0.50% · 4.625%
HK$72,298
+HK$3,620/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,356/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,114 · Scale 2, in force from 26 Feb 2026)