LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,541
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,553
−HK$1,029/mo
Today · 4.125%
HK$34,582
baseline
▲ 0.50% · 4.625%
HK$36,686
+HK$2,104/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,164/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,202
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,173
−HK$985/mo
Today · 4.125%
HK$38,158
baseline
▲ 0.50% · 4.625%
HK$40,169
+HK$2,011/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,316/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,050
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,264
−HK$1,234/mo
Today · 4.125%
HK$41,498
baseline
▲ 0.50% · 4.625%
HK$44,023
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,996/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,442
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,607
−HK$1,182/mo
Today · 4.125%
HK$45,789
baseline
▲ 0.50% · 4.625%
HK$48,203
+HK$2,414/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,578/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,558
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,975
−HK$1,440/mo
Today · 4.125%
HK$48,415
baseline
▲ 0.50% · 4.625%
HK$51,361
+HK$2,946/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,830/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,683
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,042
−HK$1,379/mo
Today · 4.125%
HK$53,421
baseline
▲ 0.50% · 4.625%
HK$56,237
+HK$2,816/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,842/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,574
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,396
−HK$1,851/mo
Today · 4.125%
HK$62,247
baseline
▲ 0.50% · 4.625%
HK$66,035
+HK$3,788/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,494/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,163
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,911
−HK$1,773/mo
Today · 4.125%
HK$68,684
baseline
▲ 0.50% · 4.625%
HK$72,304
+HK$3,620/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,368/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,159 · Scale 2, in force from 26 Feb 2026)