LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,542
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,554
−HK$1,029/mo
Today · 4.125%
HK$34,583
baseline
▲ 0.50% · 4.625%
HK$36,687
+HK$2,104/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,166/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,203
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,174
−HK$984/mo
Today · 4.125%
HK$38,158
baseline
▲ 0.50% · 4.625%
HK$40,170
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,316/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,050
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,265
−HK$1,234/mo
Today · 4.125%
HK$41,499
baseline
▲ 0.50% · 4.625%
HK$44,024
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$82,998/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,443
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,608
−HK$1,182/mo
Today · 4.125%
HK$45,790
baseline
▲ 0.50% · 4.625%
HK$48,204
+HK$2,414/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,580/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,559
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,976
−HK$1,440/mo
Today · 4.125%
HK$48,416
baseline
▲ 0.50% · 4.625%
HK$51,362
+HK$2,946/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,832/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,684
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,043
−HK$1,379/mo
Today · 4.125%
HK$53,422
baseline
▲ 0.50% · 4.625%
HK$56,238
+HK$2,816/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,844/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,575
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,398
−HK$1,851/mo
Today · 4.125%
HK$62,249
baseline
▲ 0.50% · 4.625%
HK$66,036
+HK$3,787/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,498/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,165
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,912
−HK$1,773/mo
Today · 4.125%
HK$68,685
baseline
▲ 0.50% · 4.625%
HK$72,306
+HK$3,621/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,370/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,170 · Scale 2, in force from 26 Feb 2026)