LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,544
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,556
−HK$1,029/mo
Today · 4.125%
HK$34,585
baseline
▲ 0.50% · 4.625%
HK$36,689
+HK$2,104/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,170/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,205
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,176
−HK$985/mo
Today · 4.125%
HK$38,161
baseline
▲ 0.50% · 4.625%
HK$40,172
+HK$2,011/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,322/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,053
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,268
−HK$1,234/mo
Today · 4.125%
HK$41,502
baseline
▲ 0.50% · 4.625%
HK$44,027
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$83,004/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,446
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,611
−HK$1,182/mo
Today · 4.125%
HK$45,793
baseline
▲ 0.50% · 4.625%
HK$48,207
+HK$2,414/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,586/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,562
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,979
−HK$1,440/mo
Today · 4.125%
HK$48,419
baseline
▲ 0.50% · 4.625%
HK$51,365
+HK$2,946/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,838/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,687
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,046
−HK$1,379/mo
Today · 4.125%
HK$53,425
baseline
▲ 0.50% · 4.625%
HK$56,241
+HK$2,816/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,850/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,579
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,401
−HK$1,852/mo
Today · 4.125%
HK$62,253
baseline
▲ 0.50% · 4.625%
HK$66,041
+HK$3,788/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$124,506/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,169
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,917
−HK$1,773/mo
Today · 4.125%
HK$68,690
baseline
▲ 0.50% · 4.625%
HK$72,310
+HK$3,620/mo
Deposit HK$1.43M · loan HK$12.84M · min. income ≈ HK$137,380/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,204 · Scale 2, in force from 26 Feb 2026)