LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,546
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,558
−HK$1,029/mo
Today · 4.125%
HK$34,587
baseline
▲ 0.50% · 4.625%
HK$36,691
+HK$2,104/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,174/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,207
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,178
−HK$985/mo
Today · 4.125%
HK$38,163
baseline
▲ 0.50% · 4.625%
HK$40,174
+HK$2,011/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,326/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,055
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,270
−HK$1,234/mo
Today · 4.125%
HK$41,504
baseline
▲ 0.50% · 4.625%
HK$44,029
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$83,008/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,448
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,613
−HK$1,182/mo
Today · 4.125%
HK$45,795
baseline
▲ 0.50% · 4.625%
HK$48,209
+HK$2,414/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,590/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,564
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,981
−HK$1,440/mo
Today · 4.125%
HK$48,421
baseline
▲ 0.50% · 4.625%
HK$51,367
+HK$2,946/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,842/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,689
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,049
−HK$1,379/mo
Today · 4.125%
HK$53,428
baseline
▲ 0.50% · 4.625%
HK$56,244
+HK$2,816/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,856/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,582
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,404
−HK$1,852/mo
Today · 4.125%
HK$62,256
baseline
▲ 0.50% · 4.625%
HK$66,044
+HK$3,788/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,512/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,172
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,920
−HK$1,773/mo
Today · 4.125%
HK$68,693
baseline
▲ 0.50% · 4.625%
HK$72,314
+HK$3,621/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,386/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,231 · Scale 2, in force from 26 Feb 2026)