LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,547
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,559
−HK$1,029/mo
Today · 4.125%
HK$34,588
baseline
▲ 0.50% · 4.625%
HK$36,692
+HK$2,104/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,176/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,208
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,179
−HK$985/mo
Today · 4.125%
HK$38,164
baseline
▲ 0.50% · 4.625%
HK$40,176
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,328/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,056
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,271
−HK$1,234/mo
Today · 4.125%
HK$41,505
baseline
▲ 0.50% · 4.625%
HK$44,031
+HK$2,526/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$83,010/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,450
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,615
−HK$1,182/mo
Today · 4.125%
HK$45,797
baseline
▲ 0.50% · 4.625%
HK$48,211
+HK$2,414/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,594/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,566
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,983
−HK$1,440/mo
Today · 4.125%
HK$48,423
baseline
▲ 0.50% · 4.625%
HK$51,369
+HK$2,946/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,846/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,691
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,051
−HK$1,379/mo
Today · 4.125%
HK$53,430
baseline
▲ 0.50% · 4.625%
HK$56,246
+HK$2,816/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,860/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,584
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,407
−HK$1,851/mo
Today · 4.125%
HK$62,258
baseline
▲ 0.50% · 4.625%
HK$66,046
+HK$3,788/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,516/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,174
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,922
−HK$1,774/mo
Today · 4.125%
HK$68,696
baseline
▲ 0.50% · 4.625%
HK$72,317
+HK$3,621/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,392/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,250 · Scale 2, in force from 26 Feb 2026)