LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,548
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,560
−HK$1,029/mo
Today · 4.125%
HK$34,589
baseline
▲ 0.50% · 4.625%
HK$36,693
+HK$2,104/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,178/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,209
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,180
−HK$985/mo
Today · 4.125%
HK$38,165
baseline
▲ 0.50% · 4.625%
HK$40,177
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,330/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,057
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,272
−HK$1,235/mo
Today · 4.125%
HK$41,507
baseline
▲ 0.50% · 4.625%
HK$44,032
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$83,014/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,451
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,616
−HK$1,182/mo
Today · 4.125%
HK$45,798
baseline
▲ 0.50% · 4.625%
HK$48,212
+HK$2,414/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,596/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,567
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,984
−HK$1,440/mo
Today · 4.125%
HK$48,424
baseline
▲ 0.50% · 4.625%
HK$51,371
+HK$2,947/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,848/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,693
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,052
−HK$1,379/mo
Today · 4.125%
HK$53,431
baseline
▲ 0.50% · 4.625%
HK$56,248
+HK$2,817/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,862/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,586
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,408
−HK$1,852/mo
Today · 4.125%
HK$62,260
baseline
▲ 0.50% · 4.625%
HK$66,048
+HK$3,788/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,520/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,176
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,924
−HK$1,774/mo
Today · 4.125%
HK$68,698
baseline
▲ 0.50% · 4.625%
HK$72,319
+HK$3,621/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,396/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,265 · Scale 2, in force from 26 Feb 2026)