LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,548
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,561
−HK$1,029/mo
Today · 4.125%
HK$34,590
baseline
▲ 0.50% · 4.625%
HK$36,694
+HK$2,104/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,180/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,210
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,181
−HK$985/mo
Today · 4.125%
HK$38,166
baseline
▲ 0.50% · 4.625%
HK$40,178
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,332/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,058
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,273
−HK$1,234/mo
Today · 4.125%
HK$41,507
baseline
▲ 0.50% · 4.625%
HK$44,033
+HK$2,526/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$83,014/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,452
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,617
−HK$1,182/mo
Today · 4.125%
HK$45,799
baseline
▲ 0.50% · 4.625%
HK$48,214
+HK$2,415/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,598/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,568
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,985
−HK$1,440/mo
Today · 4.125%
HK$48,425
baseline
▲ 0.50% · 4.625%
HK$51,372
+HK$2,947/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,850/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,694
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,053
−HK$1,380/mo
Today · 4.125%
HK$53,433
baseline
▲ 0.50% · 4.625%
HK$56,249
+HK$2,816/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,866/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,587
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,410
−HK$1,851/mo
Today · 4.125%
HK$62,261
baseline
▲ 0.50% · 4.625%
HK$66,050
+HK$3,789/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,522/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,178
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,926
−HK$1,773/mo
Today · 4.125%
HK$68,699
baseline
▲ 0.50% · 4.625%
HK$72,320
+HK$3,621/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,398/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,277 · Scale 2, in force from 26 Feb 2026)