LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,549
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,561
−HK$1,029/mo
Today · 4.125%
HK$34,590
baseline
▲ 0.50% · 4.625%
HK$36,694
+HK$2,104/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,180/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,210
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,181
−HK$985/mo
Today · 4.125%
HK$38,166
baseline
▲ 0.50% · 4.625%
HK$40,178
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,332/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,058
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,273
−HK$1,235/mo
Today · 4.125%
HK$41,508
baseline
▲ 0.50% · 4.625%
HK$44,033
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$83,016/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,452
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,617
−HK$1,183/mo
Today · 4.125%
HK$45,800
baseline
▲ 0.50% · 4.625%
HK$48,214
+HK$2,414/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,600/mo (50% DSR)
Upfront cash ≈ HK$6.24M (deposit + AVD stamp duty HK$535,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,568
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,986
−HK$1,440/mo
Today · 4.125%
HK$48,426
baseline
▲ 0.50% · 4.625%
HK$51,372
+HK$2,946/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,852/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,694
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,054
−HK$1,379/mo
Today · 4.125%
HK$53,433
baseline
▲ 0.50% · 4.625%
HK$56,249
+HK$2,816/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,866/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,588
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,410
−HK$1,852/mo
Today · 4.125%
HK$62,262
baseline
▲ 0.50% · 4.625%
HK$66,050
+HK$3,788/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,524/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,178
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,926
−HK$1,773/mo
Today · 4.125%
HK$68,699
baseline
▲ 0.50% · 4.625%
HK$72,321
+HK$3,622/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,398/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,280 · Scale 2, in force from 26 Feb 2026)