LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,549
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,562
−HK$1,028/mo
Today · 4.125%
HK$34,590
baseline
▲ 0.50% · 4.625%
HK$36,695
+HK$2,105/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$69,180/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,211
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$37,182
−HK$985/mo
Today · 4.125%
HK$38,167
baseline
▲ 0.50% · 4.625%
HK$40,179
+HK$2,012/mo
Deposit HK$7.14M · loan HK$7.14M · min. income ≈ HK$76,334/mo (50% DSR)
Upfront cash ≈ HK$7.67M (deposit + AVD stamp duty HK$535,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,059
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,274
−HK$1,235/mo
Today · 4.125%
HK$41,509
baseline
▲ 0.50% · 4.625%
HK$44,034
+HK$2,525/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$83,018/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,453
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,618
−HK$1,183/mo
Today · 4.125%
HK$45,801
baseline
▲ 0.50% · 4.625%
HK$48,215
+HK$2,414/mo
Deposit HK$5.71M · loan HK$8.56M · min. income ≈ HK$91,602/mo (50% DSR)
Upfront cash ≈ HK$6.25M (deposit + AVD stamp duty HK$535,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,569
−HK$2,858/mo
▼ 0.25% · 3.875%
HK$46,987
−HK$1,440/mo
Today · 4.125%
HK$48,427
baseline
▲ 0.50% · 4.625%
HK$51,373
+HK$2,946/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$96,854/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,695
−HK$2,739/mo
▼ 0.25% · 3.875%
HK$52,055
−HK$1,379/mo
Today · 4.125%
HK$53,434
baseline
▲ 0.50% · 4.625%
HK$56,251
+HK$2,817/mo
Deposit HK$4.28M · loan HK$9.99M · min. income ≈ HK$106,868/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$535,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,589
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,411
−HK$1,852/mo
Today · 4.125%
HK$62,263
baseline
▲ 0.50% · 4.625%
HK$66,051
+HK$3,788/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$124,526/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,179
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,928
−HK$1,773/mo
Today · 4.125%
HK$68,701
baseline
▲ 0.50% · 4.625%
HK$72,322
+HK$3,621/mo
Deposit HK$1.43M · loan HK$12.85M · min. income ≈ HK$137,402/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$535,291 · Scale 2, in force from 26 Feb 2026)